Contributions Optimiser

Overview

The Contributions Optimiser allows the client to specify how much income they wish to forego, and automatically determines the concessional and non-concessional contributions levels that will achieve the highest benefit.

Features

The Contributions Optimiser considers:

• Co-Contribution eligibility level
• Current and future legislated contribution limits
• Income to forego can be specified as an annual, monthly, fortnightly or weekly amount
• Income to forego can be specified in either before-tax or after-tax terms
• Tax-Free income levels including Offsets, since it is counterproductive to sacrifice income that is tax-free
• Considers any existing contributions the client has already made
• Part-Year scenarios, as few strategies actually start on the 1st July each year
• Configurable parameters such as Income or Required Income for each year of the strategy