The Contributions Optimiser allows a client to specify how much income they wish to forego, and the optimiser will automatically determine the amount of concessional and non-concessional contributions to make to achieve the highest benefit.
Features
The optimiser takes into account the following:
Co-Contribution eligibility, and allows for a non-deductible contribution to claim the Co-Contribution
Current and future contribution limits
Amount to forego can be specified as an annual, monthly, fortnightly or weekly amount, allowing the client to express this figure “per pay” if they wish.
Amount to forego can be specified in either Before or After tax terms
Tax-Free income levels including Offsets (there is no point Salary Sacrificing income that can be had tax-free)
Allows for existing contributions
Part-Year scenarios as few strategies actually start on the 1st July each year
Allows you to change many of the parameters such as Income or Required Income for each year of the strategy
A unique solution for all aspects of intrafund advice that has dramatically increased the speed and quality of delivering advice for Australia's largest superannuation funds.
