Disclaimer

The information contained on this website is primarily concerned with financial planning tools related to specific financial planning strategies.  It is intended to assist financial advisers and/or accountants in understanding these strategies and in assisting them to provide solutions to their clients.

It is not intended to be financial advice.

The information on this site contains general factual information only and is not intended to constitute personal financial product advice. It does not take into account your particular investment objectives, financial situation or needs. You should consider the appropriateness of the information having regard to your own objectives, financial situation and needs. You should consult the relevant professional for advice before making any decision on the basis of this information.

A product disclosure statement (PDS) outlines specific information relating to a financial product. You should read the relevant PDS prior to making any decisions about whether to acquire a product.

Taxation considerations are general and based on present taxation laws, rulings and their interpretation as at May 2006 and as proposed in the Federal Budget 9 May 2006. Individual circumstances may be quite different.

Several of the slide-shows on this site illustrating the strategy have been gratefully provided by Ward Financial Group, an authorised licencee of Financial Wisdom.  It should be noted however, that neither Ward Financial Group nor Financial Wisdom receive any remuneration from Provisio in relation to this software, and NOR are they responsible in any way for the software, its accuracy, or any other representation as to its suitableness for its use by other advisers.

If you are seeking assistance with this strategy and wish to speak to a financial adviser then we suggest you contact the Ward Financial Group.  Their details can be found at www.wardfg.com.au